Solutions · Stablecoin payments

Stablecoin payments for merchants

Accept crypto while receiving a stablecoin payout asset such as USDC or USDT in the wallet you control.

Stable settlement

Keep payment value closer to your business currency

Many merchants price products and services in dollars, euros or dirhams. Stablecoin settlement lets the business accept crypto demand without holding a volatile asset after checkout.

  • Set a payout wallet such as USDC on Solana, Base, Ethereum, Polygon or Arbitrum
  • Let customers pay supported assets from the Apa Safe List
  • Use direct payments at 0% when the customer pays on your payout network
Stable settlement
01Set a payout wallet such as USDC on Solana, Base, Ethereum, Polygon or Arbitrum
02Let customers pay supported assets from the Apa Safe List
03Use direct payments at 0% when the customer pays on your payout network
Operations

Stablecoins make reconciliation simpler

A stablecoin receive asset helps finance teams map crypto payments back to the display amount, order id, webhook event and payout wallet without introducing a second volatile treasury workflow.

  • Order id and metadata echoed on payments and webhooks
  • Expected output and actual output visible after settlement
  • Signed webhooks for backend order state
Operations
01Order id and metadata echoed on payments and webhooks
02Expected output and actual output visible after settlement
03Signed webhooks for backend order state
Why merchants use it

Built around the checkout jobs that matter

Apa keeps the merchant-facing model simple: create a payment, let the customer pay, receive status updates, and settle to the wallet you control.

USDC and USDT receive options

Use supported stablecoin payout wallets instead of receiving every asset a customer may pay.

Non-custodial by default

Stablecoins settle to your payout wallet; Apa does not hold a merchant stablecoin balance.

Works for links and API checkout

Single sellers can use payment links, while stores can create API checkout sessions.

Questions

Stablecoin payments FAQ

Can Apa help me receive stablecoins only?

Yes. Configure a supported stablecoin payout wallet. Customers can still pay with supported assets, and routed payments convert when a safe route exists.

Does Apa custody stablecoin balances?

No. Stablecoin payments settle to the merchant payout wallet.

Are stablecoin payments always free?

Payments that match your payout asset and network are direct and free. Asset or network conversions use the flat routed fee.

Make crypto checkout feel ordinary

Create payment links or API checkout sessions with direct wallet settlement, clear statuses and signed webhooks.