Apa vs DePay
Both Apa and DePay are non-custodial — neither holds your funds. The difference is shape: Apa is a hosted checkout with built-in cross-chain routing and stablecoin settlement, while DePay is a web3 payment widget toolkit you embed in your own frontend.
Where they differ
Both are non-custodial web3 payments. Apa leans toward hosted checkout and routing; DePay leans toward embeddable widgets.
Non-custodial. Funds move wallet-to-wallet; Apa never holds funds or keys.
Non-custodial. Payments settle directly to the merchant's wallet.
0% on direct payments, 1.5% only on routed payments.
Protocol and integration fees vary by configuration and chain.
Apa's built-in cross-chain routing, with safe-route filtering.
Supports token conversion and many chains through its web3 payment stack.
Merchant picks one receive asset, e.g. USDC, and keeps it regardless of what was paid.
Merchant defines accepted and received tokens per integration.
Hosted, branded checkout page plus payment links out of the box.
Embeddable web3 payment widgets and buttons for sites and dapps.
REST API, payment sessions and webhooks for created/pending/routing/paid.
Developer SDK and widget integrations for web3 frontends.
Hosted service; no server to run.
Primarily SDK-based; you embed it in your own frontend.
Comparison reflects how each product is positioned and may change as either evolves. Verify current details with DePay directly.
Non-custodial checkout with routing built in
Create your first payment link or API checkout in minutes. Direct payments are free, routed conversions are flat, and Apa never holds your funds.